To read a correlation matrix, follow the below steps:

- Choose one axis, y-axis or x-axis.
- Let's say we choose x-axis.

3. Now, start with one variable at a time. Let's say the first variable "age".

- Now, see the correlation of "age" with one variable at a time along y-axis like nr.employed, eurobir.3m, cons.conif.idx and so on.
- After that, take next variable along x axis say "duration" and then start see correlation along y axis.

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